U N D E R    C O N S T R U C T I O N!

 

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Alma Can Help You Make it a Reality!

 

 

Qualifying
Qualification Checklist

Financing
Choosing a Lender
Credit Reports
Down Payment
Interest Rates & Point
Locking Rates
Private Mortgage Insurance

Mortgage
15 or 30 Year Mortgage
Adjustable Rate Mortgage
Biweekly Payments

Closing

Partners In Success
Lender
Home Inspection
Title

Getting Your Asking Price
Top 5 Things to Do

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Renting vs. Owning

Why throw away thousands of dollars each year renting when you could be building equity and enjoying tax savings associated with owning your own home. The monthly amount may increase however the tax savings realized can make up the difference between the rent you now pay and the mortgage you pay to own your own home.  A consultation with your tax advisor will identify how many monthly exemptions you need to claim to realize your tax savings monthly.  This will increase your monthly income making it easier to make your monthly payments and still come out even at tax time.

Rent vs. Buy Calculator